Who we are

Koosmik is a Luxembourg-based company whose services span mobile banking, electronic payments and IT consulting. The company is active in Luxembourg, the Greater Region and France where it serves a fast-growing community of users as well as several corporate clients. Our typology of clients already using Koosmik includes e-businesses, online booking centres, street shops and large companies who wish to digitalise internal transactions with employees.

We position ourselves as an innovative player within the field of mobile banking and are preparing a soft landing to Western African markets where our solutions will meet the needs of local under-banked populations and the diasporas. Koosmik’s mobile app is community driven and aims to provide its users with a low-cost, faster, rewarding and hassle free all-in-one banking solution.

Our mission for under-banked markets


Primarily, we address the needs of the fast-growing population of smartphone owners in the Western part of Sub Saharan Africa looking for banking inclusion. Therefore, offering a community-driven experience.

This forward-thinking ambition is led by Koosmik's engineers, who have created a platform that allows users to have and manage an electronic account, send and receive instant transfers, payments and remittance funds; a distinctive eBanking experience from any connected device.


We aim to be a future leader of Mobile Banking. Thus smarter banking without banks.


Average age

Daily time lost deciding where to have lunch

In the top startups in Luxembourg

Headquarters & Offices

Luxembourg HQ

3 rue du Fort Rheinsheim, 2419 Luxembourg

UK Office

13 Fairway Heights, Camberley, Surrey, GU15 1NJ, UK

Hong-Kong Office

303 Commercial House
35 Queen’s Road Central, HK



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