According to the BCEAO, 73% of the Togolese population is unbanked. No access to banking services means no access to savings and credit products, difficulties in covering health or education costs, and little or no opportunity to develop a professional activity. This is why there is a strong negative correlation between access to financial services and the poverty rate.
Koosmik believes in financial inclusion as a driver of economic growth. We therefore strive to provide individuals and businesses of all sizes with access to financial services tailored to regional constraints.